Baccarat is a popular casino card game. It is said to haveits origins in Italy and during the reign of Charles VIII around the prod of
1483 to 1498, it was introduced to France.
In style it is quite similar to Faro and Basset. The threevariants of this game comprises of 'baccarat chemin de fer' (railway),
'baccarat banque' (or à deux tableaux), and 'punto banco' (or North American
baccarat).
In the first two varieties the players are required to makedecisions and choices and that constitutes skill, while in the third variety,
there is no skill or strategy making required, it is pure luck and chance.
There can be only three possible results for this game. Theyare: Player, Banker and Tie. It should be noted that the terms do not refer to
the identity of the individuals but are options on which the customers can bet.
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In a game of baccarat, cards 2 to 9 are worth their facevalue while the King, Queen, Joker and 10 are worth 0 and the aces are valued
at 1 point. 10 is called a 'modulo' and a 'modulo' is equal to 0.
The score is calculated by adding the value of the cardswith the tens digit being ignored. A hand that has 4 and 6 is equal to 0 or
Baccarat.
This is typically unusual as the name signifies the loser.The highest score achievable is 9.
The cards are dealt face-down. The initial deal consists oftwo cards each to the 'player' and the 'banker'. The 'croupier' calls the total
after the cards of both the players are turned over and the values added.
Then the 'tableau' or the 'table o play' determines iffurther cards are required to be drawn. It is a 'natural' if the banker attains
a total of 8 or 9, and the game ends there.
The winner is the hand with the highest total. If thebanker's and the player's hand have eth same value, the croupier calls
'Egalite', that is 'tie bets win'.
The game is called Mini-baccarat when it is played at asmaller table, akin to the ones used in the game of Black jack. Here a single
dealer handles the entire game.
Makccarat too is the same game but in a hugely modifiedversion. In the American baccarat, regardless of the number of players, only
two hands are dealt with. Out of the 'banker' and the 'player', the one whose
score is closest to 9 wins the hand.
Baccarat has three betting options:
Player Hand
Bank Hand
Tie Hand
The features of the game:
The objective of Baccarat is to draw a two- or three-cardhand that totals closer to 9 than the banker.
10, J, K, Q count as 0, A is a 1 and all other cards areface value.
If your total is more than ten, you drop the ten. So a 7-9hand totals to 6 (16, drop ten).
There is no such thing as a "bust" hand.
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Baccarat - A CasinoCard Game With III Phases and a Bit of History
Before I explain this Baccarat game that dates back to the15th Century, let's review a brief bit of history. Americans got their first
real glimpse of this casino game during the 1962 James Bond movie, Dr. No, when
Bond, played by Sean Connery, was winning in a Monte Carlo casino. The game was
Chemin de fer.
Phase I - Chemin de fer
In this original version Players wagered among themselvesand won or lost with their own money. A dealer shoe rotated around the table
counterclockwise after each hand. Players could decline the bank and pass the
shoe to the next player. A 5% commission for winning bank hands paid to the
house was to cover the casino overhead.
Phase II - Punto Banco
Punto Banco, meaning Player, Banker, was introduced inNevada from Cuba in the late 1950's, where it was very popular until Castro
closed he mob run casinos. The main difference from the French version is that
the house banks the game. A tie bet was added to increase the house edge, and
the 5% commission to the house for a winning bank bet remains in place.
Eventually the name baccarat, Italian for zero, was coined. Today baccarat is
played in high limit rooms throughout the world where millions are won and lost
each day.
Phase III - Mini-Baccarat
Eventually gaming establishments saw profit potential withBaccarat however they had to make it attractive to the average player. Hence, a
new version was born, Mini-Baccarat.The rules for this game are exactly the
same as Punto Banco except one house dealer controls he game for up to seven
players. Table minimums are as low as $5 or $10. Numerous optional side bets
have been added to increase the house edge.
How to Play Baccarat
The objective of baccarat is for the player to come as closeto the number 9 as possible. Aces count as one, 2's - 9's are face value and
10's - K's count as zero.
Regardless of the number of players, the dealer only dealstwo hands from a six or eight deck shoe. Prior to the deal players must first
place one bet on either the bank hand, player hand, or tie. Croupiers pass the
shoe so players have the option in turn to deal the cards. In Mini-Baccarat,
the shoe remains in place and the dealer controls all the action.
When a hand is totaled, it cannot exceed 9. If the two cardstotal more than 9, the first digit is dropped. The second digit becomes the
total. Ex: 7,8=15. (the 1 is dropped) total = 5.
Baccarat requires no skill to play. All the player needs todo is place one bet before the deal. The dealer examines both hands to
determine if a third and final card should be drawn. The determination is made
according to a fixed set of game rules. Here they are:
Game Rules for PlayerBet
The player position always draws on a 0, 1, and 2,3,4,5,unless the banker has a natural 8 or 9. Player always stands on 6,7,8, and 9.
When the play bet has a natural 8 or 9, the game is over.
Game Rules for BankerBet
The banker position always draws on a 0, 1, and 2 unless theplayer has a natural 8 or 9. The banker always stands on 7,8, and 9. When a
banker has a natural 8 or 9, the game is over.
Strategy
No playing strategy is required. Always bet the bank whichhas the lowest house edge at 1.06%, even with the 5% commission owed to the
house. A player bet has a house edge of 1.24% while the tie bet that pays 8 to
1 has a whopping house edge of 14%!.
This bet is not recommended. A number of optional side betsat the mini tables have house edges from 2 to 13%. These are not recommended. Explore more
